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If you're going to make use of a small-cap index like the Russell 2000, you may want to stop and consider why a good index fund firm, like Lead, doesn't have any funds that follow it. The reason is since it's a lousy index.
I haven't even attended to the straw male below yet, which is the truth that it is fairly uncommon that you really have to pay either tax obligations or substantial payments to rebalance anyway. I never ever have. A lot of intelligent financiers rebalance as much as feasible in their tax-protected accounts. If that isn't rather adequate, very early accumulators can rebalance simply making use of new payments.
And of course, nobody needs to be buying crammed shared funds, ever before. It's really also negative that IULs do not work.
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